Our Team

View more




Bringing over 20 years of experience to providing you with sound, reliable financial advice to help you achieve financial independence and peace of mind.


Dennis CharretteCFP®, CIM, FCSI

Certified Financial Planner

Dennis Charrette recognizes that your circumstances are unique and that Trust is at the heart of the financial planning relationship. Trust in the planner's competence, integrity and objectivity. Trus...
Read More

Jason CharretteFPSC Level I®

Financial Advisor

Jason was born in Woodstock, Ontario, and lived throughout Southwestern Ontario before settling in Ayr over 25 years ago. Prior to entering the Financial Services Industry, Jason graduated from Conest...
Read More

Linda Rees

Administrative Associate

Our administrative associate, Linda Rees, is a Wilfrid Laurier graduate, who has been in the financial services industry for 20 years.  Linda joined Ayr Financial in 2008, and serves our clients by pr...
Read More

Maralyn Kublek

Branch Manager

Maralyn joined our team in 2008 and has more than twenty years’ experience in the Financial Services industry.  Maralyn’s role as our Branch Manager is to ensure a high level of regulatory oversight a...
Read More

Cathy Charrette

Event Co-ordinator

Cathy Charrette is the newest member of our team. Cathy is our event co-ordinator as well as our bookkeeper.
Read More

Our Consultants

Susan Morton

Mortgage Agent (Lic#M11001056) Mortgage Intelligence (Lic#10428)

Supporting the communities within which we work

At IPC, we built IPC Cares to bring together the various efforts we make towards enhancing the communities within which we operate. By adopting causes that are close to our hearts, we keep ourselves committed and accountable.

Last year alone, as a company, we supported the aid efforts on the Fort McMurray fires, palliative care through The Healing Cycle Foundation and women and children through The Salvation Army.

Perhaps the most significant effort we undertake, and one that we believe is representative of the kind of work that inspires and keeps us committed to our CSR efforts, is the community development project in Honduras with The Carpenteros & Friends. Last year’s project involved a group of IPC staff and Advisors volunteering their time and energy on the ground. Very little is as inspiring and rewarding as living the lives of the people you’re helping, and every one of the people who took the journey came back a changed person, even more determined to stay committed to making a difference in the world!

We also made countless small but significant contributions of our time and resources within our communities through many grassroots charities we believe in, and the ripple effect of their efforts are always rewarding.


Proud supporters of youth sports within our community