What does the future look like?

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Don't just chase your dreams

Let us help you plot a path!

Choose to work with Ayr Financial Services and you’re choosing a relationship. One in which personalized attention and an understanding of your specific goals is our spring board.

Choose to work with us, and you’re choosing a strategic approach to getting to your goals, not trend-chasing. We design your portfolio based on your priorities and manage it, hands on to optimize your investment.


We are not exclusive to any bank or fund so we come with no-strings-attached.


We make your financial goals a personal priority. We get to know you, learn what makes you tick, uncover your dreams, and help you sketch a plan that makes them a reality.


We are backed by a formidable investment management team at IPC. We understand the markets and leverage the changes that make the most impact for you.


We tailor plans to suit your stage-of-life, plans and milestones.


We follow the Personal Wealth Management Strategy, a disciplined process designed to help us plan and keep your plans on track.


We believe in financial plans that work for you. Getting you to your dreams is the stuff that makes us excited!


Meet the team

Dennis Charrette, CFP®, CIM, FCSI

Certified Financial Planner

Jason Charrette, FPSC Level I®

Financial Advisor

Our Office

We are a financial services company providing quality products and financial security through a team of business professionals driven by…

Integrity • Relationships • Team work

Enthusiasm • Communication



Why should you choose us?

Pull up a chair, and let us tell you our story.

The Cost Of Advice

Understanding the different fee models and what each gets you is the start of any good planning exercise.
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The Value of Advice

One-and-done is not how financial plans work. Life takes you places, priorities change, and your plans need to keep up. That’s where independent advisors, like us, can help keep you on your financial course.
Learn More

Spotted in the news

In our news and blog sections, we provide valuable insights into the financial world from our experts.


Listen to insights from our market specialists  


Ten simple ways to grow your RRSPs.

16 December, 2017

Intelligent Investor: RRSPs: 10 Simple Investment Strategies

Ten simple ways to grow your RRSPs.
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27 October, 2017

IPC Special Report: Women and Wealth Management

Life expectancies, generational wealth transfer and better career opportunities are just some of the reasons that women are going to be confronted with more financia
Read More

12 October, 2017

IPC Special Report: Navigating Life’s Major Events

How to navigate life's major events.
Read More

Contact us

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